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Debit card comprimised AGAIN @ Wal-Mart

Posted: Mon Aug 08, 2016 5:15 pm
by eSJay
Watch your accounts folks! It's happened to me twice in a year.
My bank does a pretty decent job of detecting fraudulent charges & verifying with me whether or not it was authorized by me. This time they attempted to reach me by phone, but my phone was in the bottom of the lake so they deactivated the card. Good so far, right? Yes, but when I discovered my card was shut down, I went to the bank to get a new card. During this, I reviewed the recent transactions and found a couple for $1 each that I flagged as not legit, but overlooked a $49.88 charge to Wal-Mart. New card issued & I’m on my way. Fast forward a few weeks to when the paper bank statement comes in the mail. My wife just happened to see a charge on our paper bank statement from Wal-Mart in Miami (the same day I swiped it at the Madison Wal-Mart). So today I go back to the bank to dispute the charges in Miami. The banker tells me this is a very common occurrence and the common theme is “The Wal-Mart”.

Apparently, the crooks know to keep the charges under $50 so they are not required to enter a PIN.

I assume the SOB's are installing the card readers (as shown in the below video). Either that or Wal-Mart's system is being hacked or maybe an inside job, I dunno...........I know this.........I will no longer swipe my card @ wally world. Granted, these readers can be installed discreetly on other devices such as gas pumps, Red Box, ATM, ect… so I’m going to try to be more cognizant while swiping. I say all that to say this……..keep an eye on your money!
Granted, they only “almost” got away with $50, it could be worse. I’m considering going to the cash only method! I works too hard to be sharing an account with a d@mn thief!


http://www.csoonline.com/article/306730 ... ginia.html

Re: Debit card comprimised AGAIN @ Wal-Mart

Posted: Mon Aug 08, 2016 7:30 pm
by teul2
Dang. Didn't know they just had a whole face plate to overlay over the reader. Crazy.

Re: Debit card comprimised AGAIN @ Wal-Mart

Posted: Tue Aug 09, 2016 5:41 am
by kb7722
This why i use a credit card and not my debit card. I pay it off every month so whats the difference. Better my credit card getting hit than my bank account. I'd rather dispute charges with my cash still in my account.

Re: Debit card comprimised AGAIN @ Wal-Mart

Posted: Tue Aug 09, 2016 9:51 am
by jacksbuddy
kb7722 wrote:This why i use a credit card and not my debit card. I pay it off every month so whats the difference. Better my credit card getting hit than my bank account. I'd rather dispute charges with my cash still in my account.
^^^THIS is exactly why I use American Express for everything. Amex don't play^^^

Re: Debit card comprimised AGAIN @ Wal-Mart

Posted: Tue Aug 09, 2016 12:44 pm
by matador1
We fight this every day at the bank I work for. It is unreal how good they are getting at being crooks. I've had mine stolen 3 times this year.