Rice, the Home theatre is replace everything I lost before the storm, which was pretty nice...I probably saved 50,000$ building the home myself, so I am considering this payment for my work....the insurance prices will probably never go down....this theatre system is just like buying furniture, and will be an important part of my home...so "crying in my check book" was in reference to high insurance cost, not the lack of money in my account

so if you have anything to say about home stereos let it fly, if not keep your mouth shut....and stay off this thread....thanks to everyone else for the help!!!
HRCH Mr. Buck's Delta Do "Dee" MH