Insurance for a dog

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deltadukman
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Insurance for a dog

Postby deltadukman » Tue Feb 26, 2013 8:30 am

Just had a customer of mine call and he purchased a high dollar dog, not specifically a gun dog, and he wants to know if there is such a thing as insurance policy for a dog? I know I've seen it, but cant for the life of me remember where. Any help?
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rboudet
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Re: Insurance for a dog

Postby rboudet » Tue Feb 26, 2013 4:38 pm

http://www.petinsurancereview.com/

Make sure he looks at the exclusions for each company. There are plenty.
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ScottyLee
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Re: Insurance for a dog

Postby ScottyLee » Wed Feb 27, 2013 1:25 pm

aspca has a policy, and progressive has a company they write through also.
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deltadukman
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Re: Insurance for a dog

Postby deltadukman » Wed Feb 27, 2013 9:54 pm

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ScottyLee
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Re: Insurance for a dog

Postby ScottyLee » Thu Feb 28, 2013 8:23 pm

are they wanting a health insurance plan for the dog? or are they looking for something like AD for the dog?
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deltadukman
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Re: Insurance for a dog

Postby deltadukman » Fri Mar 01, 2013 9:53 am

Im sure just AD.
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MudHog
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Re: Insurance for a dog

Postby MudHog » Fri Mar 01, 2013 11:58 am

I would think the dog is AKC registered and there are policies through AKC: http://www.akcpethealthcare.com/
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ScottyLee
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Re: Insurance for a dog

Postby ScottyLee » Fri Mar 01, 2013 2:37 pm

i know PCI has a policy that covers certain medical issues and then it pays some for AD but i'm not sure of the amount. i have never written anything through them, just researched the policy many moons ago. sorry i don't remember all the details
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Jrh215
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Re: Insurance for a dog

Postby Jrh215 » Sun Mar 03, 2013 8:05 pm

anybody ever purchased a health policy for their dog? I get plenty of e-mails from akc about it and looked into it but haven't done anything. thoughts?
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rboudet
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Re: Insurance for a dog

Postby rboudet » Wed Mar 06, 2013 11:47 am

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rsfavor
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Re: Insurance for a dog

Postby rsfavor » Sun Mar 10, 2013 3:49 pm

I went with Petplan. Had torn ACL and they paid as the plan promised.
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GulfCoast
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Re: Insurance for a dog

Postby GulfCoast » Thu Mar 14, 2013 2:17 pm

The trick with exclusions is how your vet words the claim, especially for knees. "My dog was running a field trial and came up lame" may be excluded by some under the "competition event exclusion." However, "my dog was out running in a big open field and came up lame" is probably covered. I am just providing food for thought. :wink:
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rboudet
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Re: Insurance for a dog

Postby rboudet » Fri Mar 15, 2013 8:23 am

Yes I would never tell them how it happened. It just happened. But the pre-existing conditions is where some of them get you. One of them, I forget which one, considers a torn CCL on the right knee a pre-existing condition on the left knee. Just make sure you look at all exclusions and pre-existing conditions. Also the waiting period for coverage on certian injuries.

Pet Plan - 6 months waiting period for CCL tears. (you can get this waived with a vet exam stating knees and elbows "look" fine)

VPI - 12 month waiting period for the same thing. (no info on vet exam waiver)
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