Health insurance question

[timberjack]

My new health insurance doesnt take effect until Feb 1. I need to go see my doc this week for my regular checkup. If I go and he has to do some expensive tests or something will it affect my new insurance? I know I couldnt file it but Im wondering if something would show up as pre-existing if it turns out I had high bp or some other issue. My insurance has been approved but I havent recieved the first bill yet either. Wondering if I should go or wait??

[Ster]

If you have already applied and been approved I wouldn't be concerned about any pre-existing condition clause. Another thing, as a medical practitioner myself if you express to the Doc that you currently don't have coverage, will have it in a few weeks, and will be paying for any treatment today out of pocket, I am sure he will work with you on cost and get everything done you need to have done at a very manageable out of pocket expense for you.

[bigbeeducker]

Why can you not reschedule in two weeks. Seems that would solve your problems.
Not being a smart###.

[duckhunterdoc]

"Regular Checkup"---what is the advantage to NOT wait a few weeks if you are having no acute problems or changes...plus new plan (Might) cover "wellness" "check up"...still need the chkup..just wait a few weeks...again assuming no new problems or intense chronic problems ur Doc is managing

[peewee]

Wait at all cost and put it on your new insurance after your first paycheck has cleared and the insurance has deducted it's fair share. I went through this exact same scenario while switching jobs two years ago and it was a cluster. You will have alot less headache just waiting. My problem was my son was sick and we had to go.

[timberjack]

Thanks guys. No chronic problems or issues and yes I can wait but it takes a while to get an appt with my doc and I was just curious if it would be a big mess to go ahead and go now before I actually have my new card and ins information. Think I'll see if I can reschedule for february. Thanks for the responses.

[trey]

If you had a financial advisor like myself I could answer all your questions for you if you had bought the plan from a company I represent.... Best advice I can give you is to contact your agent to find out effective date and the process on wellness check-ups!

[flyntwt]

[trey]

[mudsucker]

[trey]

Life, Health, Disability, Long Term Care, Retirement, Annuities, Supplemental, Final Expense... Insurance advisor![/quote]Who are you with?[/quote]


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[flyntwt]