Health insurance question
- timberjack
- Duck South Addict
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Health insurance question
My new health insurance doesnt take effect until Feb 1. I need to go see my doc this week for my regular checkup. If I go and he has to do some expensive tests or something will it affect my new insurance? I know I couldnt file it but Im wondering if something would show up as pre-existing if it turns out I had high bp or some other issue. My insurance has been approved but I havent recieved the first bill yet either. Wondering if I should go or wait??
Re: Health insurance question
If you have already applied and been approved I wouldn't be concerned about any pre-existing condition clause. Another thing, as a medical practitioner myself if you express to the Doc that you currently don't have coverage, will have it in a few weeks, and will be paying for any treatment today out of pocket, I am sure he will work with you on cost and get everything done you need to have done at a very manageable out of pocket expense for you.
- bigbeeducker
- Veteran
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- Location: Starkville
Re: Health insurance question
Why can you not reschedule in two weeks. Seems that would solve your problems.
Not being a smart###.
Not being a smart###.
"We did every possible sexual position without intercourse imaginable. Doggie style was kinda difficult though. Just wasnt worth the trip to the store for rubbers, just for three minutes." Jim Brister, the craziest sumbitch alive.
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- Veteran
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- Joined: Wed Dec 07, 2005 10:52 am
Re: Health insurance question
"Regular Checkup"---what is the advantage to NOT wait a few weeks if you are having no acute problems or changes...plus new plan (Might) cover "wellness" "check up"...still need the chkup..just wait a few weeks...again assuming no new problems or intense chronic problems ur Doc is managing
Re: Health insurance question
Wait at all cost and put it on your new insurance after your first paycheck has cleared and the insurance has deducted it's fair share. I went through this exact same scenario while switching jobs two years ago and it was a cluster. You will have alot less headache just waiting. My problem was my son was sick and we had to go.
Peewee
- timberjack
- Duck South Addict
- Posts: 1321
- Joined: Wed Dec 12, 2001 1:01 am
- Location: Louisville, MS
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Re: Health insurance question
Thanks guys. No chronic problems or issues and yes I can wait but it takes a while to get an appt with my doc and I was just curious if it would be a big mess to go ahead and go now before I actually have my new card and ins information. Think I'll see if I can reschedule for february. Thanks for the responses.
Re: Health insurance question
If you had a financial advisor like myself I could answer all your questions for you if you had bought the plan from a company I represent.... Best advice I can give you is to contact your agent to find out effective date and the process on wellness check-ups!
- mudsucker
- Duck South Addict
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- Joined: Wed Oct 29, 2003 4:15 am
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Re: Health insurance question
Long Live the Black Democrat!
GEAUX LSU!
WHO DAT!
DO,DU AND DW!
GEAUX LSU!
WHO DAT!
DO,DU AND DW!
Re: Health insurance question
Life, Health, Disability, Long Term Care, Retirement, Annuities, Supplemental, Final Expense... Insurance advisor![/quote]Who are you with?[/quote]
Insphere Insurance Solutions
Insphere Insurance Solutions
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